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VDE Hail Risk Model updated to reflect increasing wind speeds during hailstorms

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10/03/2026
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VDE Hail Risk Model updated to reflect increasing wind speeds during hailstorms
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VDE Americas has enhanced its proprietary Hail Risk Model with newly analyzed wind speed data, improving the accuracy of hail damage predictions for solar power generation facilities.

Recent meteorological data analysis by VDE reveals that winds during hailstorms can be stronger than previously understood, with wind speeds at some locations more than doubling earlier estimates. VDE reached this conclusion after carefully filtering weather records to focus on events where hailstorms passed directly over weather stations across the contiguous United States. Stronger winds cause hailstones to strike panels more directly and with greater force, increasing the likelihood of solar panel breakage. By incorporating these more accurate wind speeds into its Hail Risk Model, VDE’s risk assessments better reflect real-world storm conditions.

This meteorological data visualization shows potentially damaging hail events near operational utility-scale solar facilities commissioned prior to 2025, versus events near facilities that were fully commissioned or under construction in 2025.

“Wind speed and direction modify both the fall angle and impact energy of hail,” explained Central Michigan University’s Dr. John Allen, a leading expert on hail meteorology and loss modeling, and a consultant to VDE. “To effectively predict damage in the field, hail loss models need to account for the influence of wind. VDE’s improved loss model better informs this extremely important piece of the puzzle by more accurately characterizing representative wind speed and direction during hail events.”

NREL archive photo of hail damage.

VDE’s analysis of 2025 weather radar data indicates that very severe convective storms characterized by greater than 45-mm hail — a typical threshold for solar panel damage — occurred at or near dozens of utility-scale solar facilities. Despite the relatively high frequency of events, reported catastrophic losses were lower in 2025 than in previous years, potentially due in part to project operators’ increased adoption of hail stow protocols and severe weather alert services. Still, hail remains the No. 1 catastrophic peril facing the solar industry.

“Our loss database of physical damage events to renewables assets reveals that hail accounts for 73% of total solar losses despite representing only 6% of loss events,” said Nicole Thompson, Senior Data Science Manager for Property Insurance at kWh Analytics, a specialty climate insurance provider. “Moreover, we found that, by count, 19% of these hail-related losses occurred in North Carolina, which is not traditionally considered a high-risk area for hail.”

To ensure clients always have access to the latest advancements in VDE Hail Risk Intelligence, the company is launching an annual subscription service that automatically delivers annually updated hail loss reports to support insurance renewal. The subscription service and other related products — including hail risk maps, engineered financial loss reports and hail stow protocols — are available from VDE America’s new sales portal.

“Solar is the largest source of new electricity capacity globally, but without adequate planning, the combination of wind and hail represents a significant threat to the operation of these facilities,” said Brian Grenko, CEO and President of VDE Americas. “Our Hail Risk Intelligence products and services provide project stakeholders with the most accurate data available to optimize asset resiliency and mitigate potential financial losses.”

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